WHO WE ARE
A.G Co-operative Savings and
Social Services Union Ltd
Known to members as JOY AGASSSCO built by and for the traders, artisans, workers an congregations of the Ashanti Region.
Our story
JOY AGASSSCO was formed on a simple co-operative idea: when ordinary people pool their savings, they can finance one another far better than they could alone. From our head office at Abuakwa Maakro and our branch at Afari, we mobilise savings from members and channel them straight back into member loans for business, family and community needs.
The tree in our emblem says it plainly deep roots, steady growth and fruit that is shared. Membership is open to individuals, market groups, associations and churches.
Our story
To promote thrift among members, provide affordable credit and deliver social services that improve the economic wellbeing of every member household.
Our vision
To be the most trusted co-operative savings and social services union in the Ashanti Region, known for reliability, warmth and member prosperity.
Our values
Member ownership
Every member holds shares and a voice in how the union is run.
Integrity
Members’ funds are handled with transparency and disciplined record keeping.
Accessibility
Susu officers and branch staff meet members where they trade and work.
Social solidarity
We support members through funerals, church projects and community needs.
