Grow your money steadily, in a way that fits your work
Whether you earn daily at the market or monthly on payroll, there is a JOY AGASSSCO account built for your rhythm.
Popular savings products
Member Shares
Buy shares to become a part owner of the union and earn a dividend on annual surplus.
Standard Savings
A flexible everyday account for households, traders and salaried members.
Daily Susu Savings
Our mobile officers collect your daily contributions right at your shop or workplace.
Term Deposit
Lock funds away for a fixed period and earn a stronger, guaranteed return.
Secure your investment with JOY AGASSSCO
Members’ deposits are managed prudently and lent back to fellow members under clear credit rules. Our team will help you choose the right mix of shares, savings and term deposits for your goals.